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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,107 | $160,040+7.5% | $147,096+17.0% | $145,877+18.0% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 16.81% | 98.49%-81.7pp | 419.75%-402.9pp | 551.28%-534.5pp |
| Employer contribution / active EE | $12,128 | $5,289+129.3% | $4,936+145.7% | $4,663+160.1% |
| Participant deferral / active EE | $7,029 | $8,429-16.6% | $8,071-12.9% | $6,691+5.1% |
| Admin fee / account holder | $1,456 | $15,050-90.3% | $13,005-88.8% | $13,402-89.1% |