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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,326 | $183,516-27.9% | $155,534-14.9% | $145,884-9.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.96% | 61.43%-51.5pp | 64.92%-55.0pp | 551.85%-541.9pp |
| Employer contribution / active EE | $10,238 | $5,315+92.6% | $4,675+119.0% | $4,662+119.6% |
| Participant deferral / active EE | $5,484 | $6,467-15.2% | $5,630-2.6% | $6,690-18.0% |
| Admin fee / account holder | $2,051 | $19,293-89.4% | $15,900-87.1% | $13,392-84.7% |