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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,533 | $46,877-64.7% | $122,354-86.5% | $70,124-76.4% |
| Participation rate | 85.5% | 58.2%+27.3pp | 71.6%+13.9pp | 69.5%+16.0pp |
| Annual return | 17.65% | 24.22%-6.6pp | 30.28%-12.6pp | 73.14%-55.5pp |
| Employer contribution / active EE | $518 | $1,288-59.8% | $4,051-87.2% | $2,342-77.9% |
| Participant deferral / active EE | $1,683 | $2,167-22.3% | $3,287-48.8% | $3,332-49.5% |
| Admin fee / account holder | $2,178 | $3,324-34.5% | $5,479-60.2% | $4,645-53.1% |