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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,626 | $111,814-41.3% | $103,374-36.5% | $145,959-55.0% |
| Participation rate | 81.8% | 77.9%+3.9pp | 74.5%+7.3pp | 80.3%+1.5pp |
| Annual return | 10.04% | 24.77%-14.7pp | 24.89%-14.8pp | 561.95%-551.9pp |
| Employer contribution / active EE | $5,455 | $4,214+29.5% | $3,869+41.0% | $4,661+17.0% |
| Participant deferral / active EE | $8,151 | $5,618+45.1% | $5,058+61.2% | $6,689+21.9% |
| Admin fee / account holder | $4,717 | $9,754-51.6% | $8,394-43.8% | $13,398-64.8% |