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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,950 | $96,388+174.9% | $80,627+228.6% | $139,466+90.0% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 8.90% | 1352.08%-1343.2pp | 936.76%-927.9pp | 373.66%-364.8pp |
| Employer contribution / active EE | $17,351 | $3,260+432.3% | $2,723+537.3% | $4,754+265.0% |
| Participant deferral / active EE | $12,775 | $5,224+144.5% | $4,443+187.5% | $6,712+90.3% |
| Admin fee / account holder | $934 | $6,603-85.9% | $5,381-82.6% | $11,409-91.8% |