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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,887 | $103,393-38.2% | $87,103-26.7% | $152,909-58.2% |
| Participation rate | 92.3% | 79.4%+13.0pp | 76.9%+15.4pp | 82.5%+9.9pp |
| Annual return | 9.92% | 28.10%-18.2pp | 28.19%-18.3pp | 345.46%-335.5pp |
| Employer contribution / active EE | -$752 | $3,221-123.3% | $2,521-129.8% | $4,764-115.8% |
| Participant deferral / active EE | $3,399 | $4,778-28.9% | $4,049-16.0% | $5,851-41.9% |
| Admin fee / account holder | $203,250 | $12,195+1566.7% | $7,491+2613.1% | $11,601+1652.0% |