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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,586 | $190,879+38.6% | $160,009+65.4% | $134,532+96.7% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.0%+2.0pp | 81.2%-1.2pp |
| Annual return | -16.09% | 552.63%-568.7pp | 408.85%-424.9pp | 418.27%-434.4pp |
| Employer contribution / active EE | $1,750 | $4,995-65.0% | $4,225-58.6% | $4,741-63.1% |
| Participant deferral / active EE | $11,829 | $6,924+70.8% | $6,183+91.3% | $6,401+84.8% |
| Admin fee / account holder | $16,790 | $10,495+60.0% | $8,715+92.7% | $11,429+46.9% |