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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,640 | $90,607-64.0% | $79,467-58.9% | $135,380-75.9% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -16.49% | 977.74%-994.2pp | 718.30%-734.8pp | 519.81%-536.3pp |
| Employer contribution / active EE | $12,185 | $3,068+297.2% | $2,800+335.1% | $4,779+155.0% |
| Participant deferral / active EE | $6,320 | $4,050+56.0% | $3,704+70.6% | $5,609+12.7% |
| Admin fee / account holder | $2,666 | $5,895-54.8% | $5,104-47.8% | $10,828-75.4% |