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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,398 | $88,710+156.3% | $81,783+178.0% | $145,959+55.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 9.78% | 1027.26%-1017.5pp | 775.05%-765.3pp | 561.95%-552.2pp |
| Employer contribution / active EE | $20,169 | $3,083+554.2% | $2,913+592.5% | $4,661+332.7% |
| Participant deferral / active EE | $10,433 | $4,645+124.6% | $4,320+141.5% | $6,689+56.0% |
| Admin fee / account holder | $1,601 | $8,407-81.0% | $7,380-78.3% | $13,398-88.0% |