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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,398 | $88,754+156.2% | $81,820+177.9% | $145,877+55.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 9.78% | 1031.77%-1022.0pp | 777.93%-768.2pp | 551.28%-541.5pp |
| Employer contribution / active EE | $20,169 | $3,085+553.7% | $2,915+591.9% | $4,663+332.5% |
| Participant deferral / active EE | $10,433 | $4,648+124.5% | $4,323+141.4% | $6,691+55.9% |
| Admin fee / account holder | $1,601 | $8,424-81.0% | $7,391-78.3% | $13,402-88.1% |