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| Provider | Service type | Compensation |
|---|---|---|
HUBER FINANCIAL ADVISORS LLC2 years Service code 26 · EIN 46-2591639 | Advisory (Participants) | $187,532 |
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $40,011 |
Service code 26 · EIN 54-1713535 | Advisory (Participants) | $13,737 |
Filed as: WAKEFIELD ASSET MANAGEMENT LLLP Service code 26 · EIN 20-8251802 | Advisory (Participants) | $11,837 |
CHARLES SCHWAB & CO., INC.2 years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $9,385 |
MERCER1 year Filed as: MERCER GLOBAL ADVISOR INC Service code 26 · EIN 74-3257877 | Advisory (Participants) | $5,410 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,169 | $55,453+589.2% | $170,435+124.2% | $62,293+513.5% |
| Participation rate | 84.9% | 66.4%+18.5pp | 83.6%+1.3pp | 69.5%+15.4pp |
| Annual return | 18.46% | 21.38%-2.9pp | 205.94%-187.5pp | 28.90%-10.4pp |
| Employer contribution / active EE | $22,114 | $2,164+922.1% | $5,432+307.1% | $2,042+982.8% |
| Participant deferral / active EE | $14,042 | $2,303+509.8% | $4,939+184.3% | $3,169+343.1% |
| Admin fee / account holder | $1,153 | $455+153.3% | $13,881-91.7% | $479+140.4% |