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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $722,926 | $213,785+238.2% | $185,441+289.8% | $155,188+365.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 13.88% | 19.97%-6.1pp | 20.16%-6.3pp | 148.84%-135.0pp |
| Employer contribution / active EE | $4,860 | $5,393-9.9% | $4,672+4.0% | $4,248+14.4% |
| Participant deferral / active EE | $6,351 | $6,864-7.5% | $6,152+3.2% | $6,531-2.8% |
| Admin fee / account holder | $8,424 | $21,134-60.1% | $17,890-52.9% | $14,480-41.8% |