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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,951 | $184,000-70.7% | $162,185-66.7% | $152,909-64.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 11.40% | 150.80%-139.4pp | 115.61%-104.2pp | 345.46%-334.1pp |
| Employer contribution / active EE | $13,359 | $6,370+109.7% | $5,613+138.0% | $4,764+180.4% |
| Participant deferral / active EE | $5,571 | $8,033-30.7% | $7,297-23.7% | $5,851-4.8% |
| Admin fee / account holder | $6,784 | $13,124-48.3% | $10,844-37.4% | $11,601-41.5% |