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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,003 | $85,060-63.6% | $70,565-56.1% | $139,487-77.8% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 14.27% | 30.39%-16.1pp | 32.79%-18.5pp | 373.84%-359.6pp |
| Employer contribution / active EE | $3,287 | $3,912-16.0% | $2,976+10.5% | $4,755-30.9% |
| Participant deferral / active EE | $2,298 | $5,891-61.0% | $4,568-49.7% | $6,713-65.8% |
| Admin fee / account holder | $327 | $8,932-96.3% | $6,430-94.9% | $11,407-97.1% |