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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,673 | $118,708-89.3% | $98,920-87.2% | $158,982-92.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 15.52% | 372.49%-357.0pp | 196.47%-181.0pp | 302.99%-287.5pp |
| Employer contribution / active EE | $1,567 | $3,334-53.0% | $2,689-41.7% | $4,763-67.1% |
| Participant deferral / active EE | $1,528 | $5,089-70.0% | $4,245-64.0% | $5,983-74.5% |
| Admin fee / account holder | $316 | $10,134-96.9% | $6,643-95.2% | $11,252-97.2% |