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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,543 | $156,963-91.4% | $121,204-88.8% | $139,466-90.3% |
| Participation rate | 75.0% | 76.5%-1.5pp | 69.5%+5.5pp | 80.3%-5.3pp |
| Annual return | 27.24% | 1476.75%-1449.5pp | 987.18%-959.9pp | 373.66%-346.4pp |
| Employer contribution / active EE | $0 | $5,544-100.0% | $4,170-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $5,150 | $4,848+6.2% | $4,083+26.1% | $6,712-23.3% |
| Admin fee / account holder | $551 | $6,953-92.1% | $5,651-90.3% | $11,409-95.2% |