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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,926 | $77,817-73.1% | $123,553-83.1% | $64,173-67.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -5.80% | 12.49%-18.3pp | 119.21%-125.0pp | 7.63%-13.4pp |
| Employer contribution / active EE | $2,020 | $3,014-33.0% | $4,628-56.3% | $2,381-15.1% |
| Participant deferral / active EE | $1,369 | $5,240-73.9% | $6,426-78.7% | $3,470-60.5% |
| Admin fee / account holder | $996 | $5,519-82.0% | $9,284-89.3% | $4,887-79.6% |