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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,073 | $138,076-5.8% | $123,553+5.3% | $135,380-3.9% |
| Participation rate | 44.4% | 84.7%-40.3pp | 82.3%-37.9pp | 82.6%-38.2pp |
| Annual return | 16.60% | 153.70%-137.1pp | 119.21%-102.6pp | 519.81%-503.2pp |
| Employer contribution / active EE | $979 | $5,152-81.0% | $4,628-78.8% | $4,779-79.5% |
| Participant deferral / active EE | $5,220 | $6,800-23.2% | $6,426-18.8% | $5,609-6.9% |
| Admin fee / account holder | $369 | $10,917-96.6% | $9,284-96.0% | $10,828-96.6% |