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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,667 | $55,002-17.0% | $59,899-23.8% | $56,289-18.9% |
| Participation rate | 89.4% | 75.9%+13.5pp | 74.7%+14.7pp | 69.9%+19.6pp |
| Annual return | 9.59% | 1.13%+8.5pp | 3.46%+6.1pp | -9.96%+19.5pp |
| Employer contribution / active EE | $2,229 | $2,448-9.0% | $2,723-18.1% | $2,111+5.6% |
| Participant deferral / active EE | $4,406 | $3,121+41.2% | $3,402+29.5% | $3,350+31.5% |
| Admin fee / account holder | $2,576 | $236+992.5% | $3,592-28.3% | $521+394.4% |