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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,881,689 | $149,040+1162.5% | $120,225+1465.1% | $137,256+1270.9% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 0.94% | 605.68%-604.7pp | 439.23%-438.3pp | 220.34%-219.4pp |
| Employer contribution / active EE | $3,407 | $4,350-21.7% | $3,475-2.0% | $4,156-18.0% |
| Participant deferral / active EE | $24,818 | $4,655+433.2% | $3,999+520.6% | $6,407+287.4% |
| Admin fee / account holder | $24,185 | $6,348+281.0% | $5,696+324.6% | $12,270+97.1% |