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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,382 | $106,524+233.6% | $152,301+133.3% | $87,485+306.2% |
| Participation rate | 87.7% | 75.8%+11.9pp | 82.4%+5.2pp | 68.9%+18.7pp |
| Annual return | 14.28% | 26.89%-12.6pp | 80.50%-66.2pp | 26.06%-11.8pp |
| Employer contribution / active EE | $12,785 | $3,371+279.2% | $4,624+176.5% | $2,596+392.4% |
| Participant deferral / active EE | $16,227 | $6,525+148.7% | $8,004+102.7% | $4,274+279.7% |
| Admin fee / account holder | $24,271 | $8,287+192.9% | $14,398+68.6% | $7,775+212.2% |