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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,780 | $102,422+233.7% | $147,117+132.3% | $80,959+322.2% |
| Participation rate | 86.4% | 75.9%+10.5pp | 82.2%+4.2pp | 67.7%+18.7pp |
| Annual return | 9.83% | 135.16%-125.3pp | 420.54%-410.7pp | 35.67%-25.8pp |
| Employer contribution / active EE | $13,971 | $3,717+275.8% | $4,932+183.3% | $2,757+406.7% |
| Participant deferral / active EE | $17,228 | $6,652+159.0% | $8,065+113.6% | $4,300+300.6% |
| Admin fee / account holder | $110,861 | $7,953+1293.9% | $12,993+753.3% | $6,925+1500.8% |