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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,260 | $198,462-27.3% | $170,439-15.4% | $147,585-2.3% |
| Participation rate | 77.8% | 88.0%-10.2pp | 83.6%-5.8pp | 82.8%-5.1pp |
| Annual return | 15.11% | 257.30%-242.2pp | 205.94%-190.8pp | 578.58%-563.5pp |
| Employer contribution / active EE | $1,749 | $6,184-71.7% | $5,433-67.8% | $4,876-64.1% |
| Participant deferral / active EE | $5,659 | $5,629+0.5% | $4,939+14.6% | $5,439+4.0% |
| Admin fee / account holder | $12,589 | $16,852-25.3% | $13,881-9.3% | $10,886+15.7% |