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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,021 | $138,102+0.7% | $125,381+10.9% | $134,532+3.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.49% | 750.73%-773.2pp | 572.31%-594.8pp | 418.27%-440.8pp |
| Employer contribution / active EE | $12,465 | $5,245+137.6% | $4,815+158.9% | $4,741+162.9% |
| Participant deferral / active EE | $11,490 | $7,801+47.3% | $7,448+54.3% | $6,401+79.5% |
| Admin fee / account holder | $788 | $11,568-93.2% | $10,007-92.1% | $11,429-93.1% |