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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,441 | $109,411-29.2% | $89,435-13.4% | $158,982-51.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | -0.78% | 345.68%-346.5pp | 245.55%-246.3pp | 302.99%-303.8pp |
| Employer contribution / active EE | $9,023 | $3,173+184.4% | $2,587+248.8% | $4,763+89.5% |
| Participant deferral / active EE | $8,186 | $4,600+78.0% | $3,890+110.4% | $5,983+36.8% |
| Admin fee / account holder | $4,818 | $6,159-21.8% | $4,884-1.4% | $11,252-57.2% |