Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,265 | $47,105-23.0% | $68,368-47.0% | $67,986-46.7% |
| Participation rate | 41.6% | 51.8%-10.2pp | 73.8%-32.1pp | 57.2%-15.6pp |
| Annual return | 15.59% | 48.37%-32.8pp | 292.57%-277.0pp | 31.67%-16.1pp |
| Employer contribution / active EE | $167 | $1,859-91.0% | $2,649-93.7% | $2,019-91.7% |
| Participant deferral / active EE | $1,600 | $2,374-32.6% | $4,123-61.2% | $3,358-52.3% |
| Admin fee / account holder | $2,464 | $2,435+1.2% | $5,150-52.2% | $3,203-23.1% |