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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,044 | $168,635-75.1% | $147,617-71.5% | $125,389-66.5% |
| Participation rate | 60.0% | 88.8%-28.8pp | 84.6%-24.6pp | 83.2%-23.2pp |
| Annual return | -2.11% | 77.65%-79.8pp | 61.98%-64.1pp | 282.24%-284.4pp |
| Employer contribution / active EE | $1,754 | $6,252-72.0% | $5,564-68.5% | $4,866-64.0% |
| Participant deferral / active EE | $3,158 | $5,507-42.7% | $4,895-35.5% | $5,352-41.0% |
| Admin fee / account holder | $3,182 | $13,580-76.6% | $11,612-72.6% | $9,541-66.7% |