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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,012 | $78,428-1.8% | $95,960-19.7% | $79,852-3.6% |
| Participation rate | 68.8% | 73.5%-4.7pp | 77.1%-8.3pp | 69.6%-0.9pp |
| Annual return | 16.46% | 19.37%-2.9pp | 91.63%-75.2pp | 31.72%-15.3pp |
| Employer contribution / active EE | $1,045 | $1,945-46.3% | $2,541-58.9% | $2,471-57.7% |
| Participant deferral / active EE | $5,153 | $3,440+49.8% | $4,167+23.7% | $3,740+37.8% |
| Admin fee / account holder | $4,094 | $5,622-27.2% | $6,797-39.8% | $5,306-22.8% |