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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,613 | $80,992+44.0% | $96,534+20.8% | $75,173+55.1% |
| Participation rate | 58.5% | 71.8%-13.3pp | 76.0%-17.5pp | 67.2%-8.7pp |
| Annual return | 15.12% | 27.05%-11.9pp | 25.88%-10.8pp | 160.72%-145.6pp |
| Employer contribution / active EE | $1,097 | $2,283-52.0% | $2,965-63.0% | $2,671-58.9% |
| Participant deferral / active EE | $5,287 | $3,929+34.6% | $4,851+9.0% | $4,126+28.1% |
| Admin fee / account holder | $38,342 | $6,717+470.8% | $8,253+364.6% | $5,651+578.6% |