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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,092 | $58,099-55.1% | $76,872-66.1% | $75,173-65.3% |
| Participation rate | 16.3% | 63.9%-47.6pp | 69.6%-53.3pp | 67.2%-51.0pp |
| Annual return | 20.76% | 26.71%-6.0pp | 37.90%-17.1pp | 160.72%-140.0pp |
| Employer contribution / active EE | $666 | $1,996-66.6% | $2,533-73.7% | $2,671-75.1% |
| Participant deferral / active EE | $1,029 | $2,999-65.7% | $3,832-73.2% | $4,126-75.1% |
| Admin fee / account holder | $963 | $4,778-79.8% | $5,476-82.4% | $5,651-83.0% |