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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,513 | $81,664-19.8% | $70,476-7.0% | $158,966-58.8% |
| Participation rate | 75.0% | 77.7%-2.7pp | 75.1%-0.1pp | 82.0%-7.0pp |
| Annual return | -0.37% | 208.59%-209.0pp | 109.12%-109.5pp | 302.95%-303.3pp |
| Employer contribution / active EE | $2,481 | $3,219-22.9% | $2,738-9.4% | $4,762-47.9% |
| Participant deferral / active EE | $8,991 | $4,556+97.3% | $3,710+142.3% | $5,983+50.3% |
| Admin fee / account holder | $417 | $6,197-93.3% | $3,847-89.2% | $11,250-96.3% |