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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,733 | $99,079-58.9% | $78,002-47.8% | $273,972-85.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | -4.49% | 217.93%-222.4pp | 425.99%-430.5pp | 41.46%-45.9pp |
| Employer contribution / active EE | $958 | $3,308-71.0% | $2,470-61.2% | $4,869-80.3% |
| Participant deferral / active EE | $2,620 | $4,306-39.2% | $3,497-25.1% | $5,287-50.4% |
| Admin fee / account holder | $86,701 | $8,954+868.3% | $5,481+1481.9% | $10,133+755.7% |