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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,766 | $135,956+117.5% | $123,894+138.7% | $273,972+8.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 3.73% | 56.63%-52.9pp | 47.52%-43.8pp | 41.46%-37.7pp |
| Employer contribution / active EE | $19,398 | $5,170+275.2% | $4,617+320.2% | $4,869+298.4% |
| Participant deferral / active EE | $3,881 | $6,343-38.8% | $5,984-35.1% | $5,287-26.6% |
| Admin fee / account holder | $1,087 | $9,817-88.9% | $8,357-87.0% | $10,133-89.3% |