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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $630,495 | $160,070+293.9% | $147,117+328.6% | $145,897+332.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.21% | 98.69%-90.5pp | 420.54%-412.3pp | 552.29%-544.1pp |
| Employer contribution / active EE | $26,044 | $5,285+392.8% | $4,932+428.0% | $4,663+458.6% |
| Participant deferral / active EE | $12,057 | $8,419+43.2% | $8,065+49.5% | $6,689+80.2% |
| Admin fee / account holder | $13,307 | $15,035-11.5% | $12,993+2.4% | $13,390-0.6% |