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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,904 | $104,251-48.3% | $91,004-40.8% | $147,585-63.5% |
| Participation rate | 70.0% | 78.2%-8.2pp | 75.6%-5.6pp | 82.8%-12.8pp |
| Annual return | 13.07% | 27.06%-14.0pp | 4.60%+8.5pp | 578.58%-565.5pp |
| Employer contribution / active EE | $392 | $3,116-87.4% | $2,456-84.0% | $4,876-92.0% |
| Participant deferral / active EE | $4,457 | $4,195+6.2% | $3,548+25.6% | $5,439-18.1% |
| Admin fee / account holder | $10,653 | $8,948+19.1% | $5,417+96.6% | $10,886-2.1% |