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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,171 | $78,428+3.5% | $95,960-15.4% | $79,852+1.7% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 16.30% | 19.37%-3.1pp | 91.63%-75.3pp | 31.72%-15.4pp |
| Employer contribution / active EE | $4,528 | $1,945+132.8% | $2,541+78.2% | $2,471+83.3% |
| Participant deferral / active EE | $8,134 | $3,440+136.4% | $4,167+95.2% | $3,740+117.5% |
| Admin fee / account holder | $3,287 | $5,622-41.5% | $6,797-51.6% | $5,306-38.1% |