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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,326 | $84,236-37.9% | $170,435-69.3% | $70,126-25.4% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 15.30% | 23.06%-7.8pp | 205.94%-190.6pp | 73.15%-57.8pp |
| Employer contribution / active EE | $2,918 | $3,387-13.9% | $5,432-46.3% | $2,343+24.6% |
| Participant deferral / active EE | $4,244 | $3,086+37.5% | $4,939-14.1% | $3,332+27.4% |
| Admin fee / account holder | $2,176 | $5,698-61.8% | $13,881-84.3% | $4,645-53.2% |