Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,052 | $86,949+2.4% | $102,460-13.1% | $80,959+10.0% |
| Participation rate | 51.4% | 72.4%-21.0pp | 76.5%-25.2pp | 67.7%-16.3pp |
| Annual return | 10.82% | 18.89%-8.1pp | 29.47%-18.6pp | 35.67%-24.8pp |
| Employer contribution / active EE | $404 | $2,370-83.0% | $3,025-86.6% | $2,757-85.4% |
| Participant deferral / active EE | $4,185 | $4,121+1.6% | $5,056-17.2% | $4,300-2.7% |
| Admin fee / account holder | $1,724 | $8,048-78.6% | $9,460-81.8% | $6,925-75.1% |