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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,636 | $77,358+105.1% | $102,184+55.2% | $87,485+81.3% |
| Participation rate | 87.8% | 78.7%+9.1pp | 82.6%+5.2pp | 68.9%+18.9pp |
| Annual return | 13.42% | 41.11%-27.7pp | 31.58%-18.2pp | 26.06%-12.6pp |
| Employer contribution / active EE | $2,910 | $2,562+13.6% | $3,594-19.0% | $2,596+12.1% |
| Participant deferral / active EE | $5,781 | $6,753-14.4% | $8,309-30.4% | $4,274+35.3% |
| Admin fee / account holder | $51,504 | $6,809+656.4% | $11,609+343.7% | $7,775+562.5% |