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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,636 | $78,520+102.0% | $96,576+64.3% | $82,448+92.4% |
| Participation rate | 87.8% | 77.7%+10.1pp | 81.4%+6.4pp | 68.1%+19.7pp |
| Annual return | 13.42% | 41.30%-27.9pp | 38.47%-25.1pp | 41.64%-28.2pp |
| Employer contribution / active EE | $2,910 | $2,630+10.7% | $3,553-18.1% | $2,551+14.1% |
| Participant deferral / active EE | $5,781 | $6,754-14.4% | $7,956-27.3% | $4,139+39.7% |
| Admin fee / account holder | $51,504 | $13,455+282.8% | $11,381+352.5% | $7,234+611.9% |