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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,698 | $117,895-24.8% | $102,460-13.4% | $145,897-39.2% |
| Participation rate | 60.0% | 78.6%-18.6pp | 76.5%-16.5pp | 80.3%-20.3pp |
| Annual return | 13.58% | 31.92%-18.3pp | 29.47%-15.9pp | 552.29%-538.7pp |
| Employer contribution / active EE | $1,758 | $3,619-51.4% | $3,025-41.9% | $4,663-62.3% |
| Participant deferral / active EE | $5,371 | $5,736-6.4% | $5,056+6.2% | $6,689-19.7% |
| Admin fee / account holder | $23 | $13,353-99.8% | $9,460-99.8% | $13,390-99.8% |