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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,715 | $103,393+221.8% | $87,103+282.0% | $152,909+117.6% |
| Participation rate | 70.0% | 79.4%-9.4pp | 76.9%-6.9pp | 82.5%-12.5pp |
| Annual return | 15.33% | 28.10%-12.8pp | 28.19%-12.9pp | 345.46%-330.1pp |
| Employer contribution / active EE | $2,883 | $3,221-10.5% | $2,521+14.3% | $4,764-39.5% |
| Participant deferral / active EE | $5,278 | $4,778+10.4% | $4,049+30.4% | $5,851-9.8% |
| Admin fee / account holder | $9,702 | $12,195-20.4% | $7,491+29.5% | $11,601-16.4% |