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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,374 | $60,349-14.9% | $74,184-30.7% | $62,881-18.3% |
| Participation rate | 64.0% | 72.7%-8.7pp | 76.6%-12.6pp | 69.3%-5.3pp |
| Annual return | 9.22% | 21.38%-12.2pp | 17.74%-8.5pp | 20.14%-10.9pp |
| Employer contribution / active EE | $1,348 | $1,680-19.8% | $2,370-43.1% | $2,281-40.9% |
| Participant deferral / active EE | $3,332 | $2,856+16.6% | $3,550-6.1% | $3,203+4.0% |
| Admin fee / account holder | $1,906 | $4,261-55.3% | $5,586-65.9% | $4,296-55.6% |