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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,129 | $98,776-68.5% | $149,745-79.2% | $79,856-61.0% |
| Participation rate | 50.0% | 75.8%-25.8pp | 82.5%-32.5pp | 69.6%-19.6pp |
| Annual return | 17.89% | 27.38%-9.5pp | 276.72%-258.8pp | 31.71%-13.8pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,278 | $5,681-42.3% | $6,843-52.1% | $3,741-12.4% |
| Admin fee / account holder | $3,700 | $6,053-38.9% | $9,312-60.3% | $5,306-30.3% |