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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,377 | $102,422-62.5% | $147,117-73.9% | $80,959-52.6% |
| Participation rate | 45.5% | 75.9%-30.4pp | 82.2%-36.7pp | 67.7%-22.2pp |
| Annual return | 13.46% | 135.16%-121.7pp | 420.54%-407.1pp | 35.67%-22.2pp |
| Employer contribution / active EE | $1,115 | $3,717-70.0% | $4,932-77.4% | $2,757-59.6% |
| Participant deferral / active EE | $3,566 | $6,652-46.4% | $8,065-55.8% | $4,300-17.1% |
| Admin fee / account holder | $1,745 | $7,953-78.1% | $12,993-86.6% | $6,925-74.8% |