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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,377 | $102,382-62.5% | $147,005-73.9% | $80,874-52.5% |
| Participation rate | 45.5% | 75.8%-30.4pp | 82.2%-36.7pp | 67.6%-22.2pp |
| Annual return | 13.46% | 134.89%-121.4pp | 418.76%-405.3pp | 35.62%-22.2pp |
| Employer contribution / active EE | $1,115 | $3,715-70.0% | $4,934-77.4% | $2,756-59.6% |
| Participant deferral / active EE | $3,566 | $6,646-46.4% | $8,070-55.8% | $4,297-17.0% |
| Admin fee / account holder | $1,745 | $7,942-78.0% | $13,006-86.6% | $6,935-74.8% |