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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,571 | $56,339+9.3% | $104,299-41.0% | $68,490-10.1% |
| Participation rate | 96.8% | 63.3%+33.5pp | 73.3%+23.5pp | 67.9%+28.9pp |
| Annual return | -19.50% | -9.19%-10.3pp | 24.62%-44.1pp | -7.85%-11.6pp |
| Employer contribution / active EE | $6,899 | $1,960+252.0% | $3,373+104.5% | $2,597+165.7% |
| Participant deferral / active EE | $5,605 | $3,077+82.2% | $4,626+21.2% | $4,028+39.2% |
| Admin fee / account holder | $905 | $4,902-81.5% | $7,339-87.7% | $5,403-83.3% |