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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,050 | $105,867-14.0% | $90,760+0.3% | $134,532-32.3% |
| Participation rate | 58.3% | 78.3%-19.9pp | 75.7%-17.4pp | 81.2%-22.9pp |
| Annual return | 0.38% | -10.99%+11.4pp | -12.16%+12.5pp | 418.27%-417.9pp |
| Employer contribution / active EE | $5,278 | $3,464+52.4% | $2,922+80.7% | $4,741+11.3% |
| Participant deferral / active EE | $2,476 | $5,217-52.5% | $4,565-45.8% | $6,401-61.3% |
| Admin fee / account holder | $14,407 | $13,936+3.4% | $8,444+70.6% | $11,429+26.1% |