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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,439 | $104,251+192.0% | $91,004+234.5% | $147,586+106.3% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 6.95% | 27.06%-20.1pp | 4.60%+2.4pp | 578.59%-571.6pp |
| Employer contribution / active EE | $20,801 | $3,116+567.6% | $2,456+747.0% | $4,876+326.6% |
| Participant deferral / active EE | $12,425 | $4,195+196.2% | $3,548+250.2% | $5,439+128.5% |
| Admin fee / account holder | $299 | $8,948-96.7% | $5,417-94.5% | $10,886-97.3% |