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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,373 | $185,312-26.9% | $161,489-16.2% | $154,746-12.5% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 10.40% | 103.84%-93.4pp | 89.72%-79.3pp | 172.34%-161.9pp |
| Employer contribution / active EE | $813 | $4,769-83.0% | $4,268-81.0% | $4,379-81.4% |
| Participant deferral / active EE | $2,553 | $6,350-59.8% | $5,630-54.7% | $6,730-62.1% |
| Admin fee / account holder | $125,834 | $18,654+574.5% | $16,006+686.2% | $14,365+776.0% |