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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,373 | $172,111-21.3% | $150,298-9.9% | $137,256-1.4% |
| Participation rate | 85.7% | 81.7%+4.0pp | 77.8%+8.0pp | 80.0%+5.8pp |
| Annual return | 10.40% | 69.37%-59.0pp | 62.79%-52.4pp | 220.34%-209.9pp |
| Employer contribution / active EE | $813 | $4,636-82.5% | $4,154-80.4% | $4,156-80.4% |
| Participant deferral / active EE | $2,553 | $6,166-58.6% | $5,453-53.2% | $6,407-60.2% |
| Admin fee / account holder | $125,834 | $16,471+664.0% | $14,116+791.4% | $12,270+925.5% |