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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,185 | $132,634+108.2% | $115,768+138.6% | $137,256+101.2% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.4%-34.4pp | 80.0%-40.0pp |
| Annual return | 18.39% | 160.70%-142.3pp | 100.46%-82.1pp | 220.34%-202.0pp |
| Employer contribution / active EE | $352 | $3,360-89.5% | $2,940-88.0% | $4,156-91.5% |
| Participant deferral / active EE | $7,531 | $5,619+34.0% | $4,917+53.2% | $6,407+17.5% |
| Admin fee / account holder | $10 | $15,028-99.9% | $12,439-99.9% | $12,270-99.9% |