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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,327 | $180,749-58.9% | $160,784-53.8% | $137,256-45.8% |
| Participation rate | 81.8% | 80.0%+1.8pp | 77.0%+4.9pp | 80.0%+1.9pp |
| Annual return | 32.34% | 2234.46%-2202.1pp | 1803.92%-1771.6pp | 220.34%-188.0pp |
| Employer contribution / active EE | $3,228 | $4,155-22.3% | $3,733-13.5% | $4,156-22.3% |
| Participant deferral / active EE | $9,597 | $6,844+40.2% | $6,293+52.5% | $6,407+49.8% |
| Admin fee / account holder | $2,234 | $10,397-78.5% | $9,717-77.0% | $12,270-81.8% |